There are few issues more important than the interest rate on your new home loan. A rate buydown, however, can be a great way to get that perfect rate. Read on to find out what a mortgage rate buydown is and how it works.
Interest Rates Are an Important Factor
Every mortgage applicant wants to get a low mortgage rate because the rate you agree upon will have a huge effect on your loan.
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Getting your first mortgage to buy a home can be an overwhelming process. If you're unfamiliar with the process, you may inadvertently make mistakes that can cost you over the life of the loan. Understanding the basics of dealing with the mortgage application process is the first step toward success. Here's a look at some of the things that you need to know so that you can get the best possible results from your home purchase process.
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If you are thinking about buying a house, but you have a unique financial situation that makes applying for traditional mortgages somewhat of a pain, you will want to consider applying for a no income verification loan. It might sound too good to be true, but there is such a thing as a loan that can be received without having to jump through a million hoops. To help you get a better understanding as to why the no income verification loan can be a good thing, you will want to check out the following.
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If you are looking to purchase a home, there are usually a few loan options to choose from. However, not all mortgages are created equally, and there are limits to what most home loans will buy. If you are buying in a high cost of living location or are purchasing an expensive property, a traditional loan likely won't be enough. Jumbo home loans are what you need to consider if you are looking to buy a property that's too expensive for a conventional home loan.
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Seeing those red and blue lights in the rearview mirror is never a pleasant sight. If you have had a few drinks, though, things can be far more serious than just a traffic infraction. Driving under the influence (DUI) charges may follow, so read on to learn what you can expect.
Testing at the Roadside
After being pulled over, law enforcement officers are on the alert for signs of impairment. They may observe slurred speech, nervousness, an odor of alcohol, and more.
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